 |
By *andonmessMan
over a year ago
A world all of his own |
Scottish widows but I wanted/have an offset mortgage and there are very few providers for those.
As said, find a decent advisor, you won't pay any fees as the mortgage lenders pay them commission. |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
We originally went with Santander who were the cheapest a few years ago.
After buying the house we borrowed and extra £5k on the mortgage to do some building work on it.
We’re just about to but our house up for sale and buy something bigger. borrowing £180k with a 10% deposit is coming in at around £482 per month repayment.
Leeds building society are cheaper though, we locked in with Santander for 5 years last year and it isn’t worth the penalty to get out of the contract, we wouldn’t save that with cheaper repayments over 4 years. |
Reply privately, Reply in forum +quote
or View forums list | |
Try checking out some of the tiny 'never heard of them' building societies, if you've a decent equity stake and low income multiple then they're a lot cheaper both in upfront fees and lending rates. |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
"HSBC. Used online search to find fee free mortgage with good rate over 5 years. 
Total aside, but I always smile when I see your username.
Why?"
I like her books. |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
"HSBC. Used online search to find fee free mortgage with good rate over 5 years.
Total aside, but I always smile when I see your username.
Why?
I like her books."
Ah, I love The Mitford Girls but she’s my fav. Sorry OP for going off topic  |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
"HSBC. Used online search to find fee free mortgage with good rate over 5 years.
Really, that's my bank and their fees used to be up to £2k!  "
I haven’t ever paid a fee for a mortgage product with HSBC, been with them quite a while now |
Reply privately, Reply in forum +quote
or View forums list | |
» Add a new message to this topic
I'm hoping to be there in under 10 more years. 